Terms and Conditions

These terms apply to your use of this website. By using the site you accept them. If you do not accept them, please do not use the site.

General Information Only

Everything on this website is general information. It does not take into account your objectives, your financial situation or your needs, and it is not a recommendation that any particular loan, scheme or course of action is suitable for you. Before acting on anything you read here, consider whether it is appropriate for your circumstances and seek advice specific to you.

Nothing on this site is an offer of credit, an approval, or a promise that credit will be provided. A lender makes that decision, and it makes it after assessing your application. We do not guarantee that any application will be approved or that any scheme will be granted.

Scheme Figures And Dates

Where this site states a scheme cap, threshold, grant amount or regulatory limit, we give the source and the date it was current at. Government schemes, tax settings and lender policies change, sometimes at short notice and sometimes retrospectively. A figure that was correct when published may not be correct when you read it.

Do not rely on a figure on this website for a purchase decision. We confirm the current position against your circumstances before you act on it, and eligibility for any government scheme is determined by the relevant authority, not by us and not by this website.

No Interest Rates Quoted

We do not publish interest rates, fees or repayment figures on this website. Rates change frequently and a rate quoted without its comparison rate and full terms is not information you can safely act on. We provide figures specific to you, in writing, once we know enough about your situation for them to mean something.

Third Party Links And Content

Where we refer to a government body, a lender or another organisation, we do not control that organisation or its information and we are not responsible for it. The map displayed on some pages is embedded from a third-party provider and is subject to that provider's own terms.

Intellectual Property

The content, layout and design of this site belong to Mortgage Broker Townsville unless otherwise indicated. You may read and print pages for your own use. You may not reproduce, republish or adapt the content commercially without our permission.

Liability

We take reasonable care to keep this site accurate and available, but we do not warrant that it is free of errors or that it will be uninterrupted. To the extent permitted by law, we exclude liability for any loss arising from your use of, or reliance on, this website. Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law that cannot lawfully be excluded.

Complaints

If you have a complaint about our services, contact us first and we will investigate and respond.

Governing Law

These terms are governed by the laws of Queensland, Australia, and you submit to the jurisdiction of the courts of that state.

We may update these terms from time to time. The version published on this page is the current one.